{"id":38374,"date":"2024-03-04T16:03:15","date_gmt":"2024-03-04T15:03:15","guid":{"rendered":"https:\/\/yearbooktest1.com\/?p=38374"},"modified":"2024-07-15T17:43:32","modified_gmt":"2024-07-15T15:43:32","slug":"gabon-la-conference-interafricaine-des-marches-dassurances","status":"publish","type":"post","link":"https:\/\/afrique.yearbook-media.com\/en\/gabon-la-conference-interafricaine-des-marches-dassurances\/","title":{"rendered":"Gabon \u2013 The Inter-African Conference on Insurance Markets"},"content":{"rendered":"
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

\t\t

\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

<\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

\t\t

\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tGabon \u2013 The Inter-African Conference on Insurance Markets\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Assurances\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Gabon is a member state of CIMA, along with Benin, Burkina Faso, Cameroon, Ivory Coast, Congo, Guinea Bissau, Equatorial Guinea, Mali, Niger, the Central African Republic, Senegal, Chad and Togo.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

\t\t

\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

<\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Headquartered in Libreville, the Inter-African Conference on Insurance Markets (CIMA) is a unique example of integrated regulation and supervision of the insurance industry, bringing together 14 West and Central African countries. <\/p>\n

CIMA's mission is to work for the healthy and harmonious development of the insurance industry by ensuring the protection of policyholders and beneficiaries of contracts and the financial stability of economies. This treaty adopted a single insurance code, encompassing the rules of insurance contracts and the rules applicable to stakeholders: insurers, reinsurers, and insurance intermediaries.<\/p>\n

In its approach to company supervision, CIMA places great emphasis on respecting the three pillars: correctly assessed commitments, sufficient and good-quality assets to cover them, and the ability to maintain a solvency margin to manage any exceptional events (commitment drift, sudden decline in assets, inappropriate reinsurance, or inappropriate pricing). This desire to maintain the technical and financial balance has led to a series of reforms in the CIMA zone.<\/p>\n

The year 2022 could mark a decisive step for the revival of activity in the insurance sector in Central and West Africa through the digitalization of procedures for the fourteen member countries of the Inter-African Conference on Insurance Markets (CIMA). <\/p>\n

<\/p>\n

<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

\t\t

\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

<\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

With a low insurance penetration rate of less than 2%, the CIMA zone does not lack potential to approach the global average of around 7%. One of the levers on which insurers rely to improve social coverage is the dematerialization of insurance services, which could make it possible to reach a greater number of people, in this case, disadvantaged groups who do not have access to traditional insurance services.<\/span><\/p>\n

\u00a0Thirty years after its inception, the CIMA initiative has achieved significant achievements. The CIMA Code, which establishes the conference's single regulation, is available, always up-to-date, and widely shared. This important collection of all applicable insurance texts has been in force since 1994.\u00a0<\/p>\n

Statistically: more than 200 companies were approved, 176 of which remain in operation; During the 2020 financial year, the market recorded a turnover of 1,363 billion FCFA. Claims settled for nearly 750 billion FCFA, technical and mathematical provisions valued at 2,276 billion FCFA. Investments represent 2,598 billion FCFA, commissions were paid to intermediaries for 149 billion FCFA and the net operating income stood at 85 billion FCFA.<\/p>\n

The Regulator is very concerned about the restructuring of companies and the strengthening of their financial capacity and solvency. Today, all operating companies have the required minimum regulatory capital, and more than 80% of companies cover their regulated commitments and have a sufficient solvency margin. For those that are still lagging behind, the Control Commission has implemented close monitoring to help them meet the standards. More than thirty companies have had all their licenses withdrawn.<\/p>\n

The rate of claims settlement has improved significantly, although there is still room for improvement. Investment levels in savings and state-owned investment vehicles are significant.<\/p>\n

<\/p>\n

<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

\t\t

\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

<\/div><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

Le Gabon est un Etat membre de la CIMA de m\u00eame que le B\u00e9nin, le Burkina Faso, le Cameroun, la C\u00f4te d\u2019Ivoire, le Congo, la Guin\u00e9e Bissau, la Guin\u00e9e Equatoriale, le Mali, le Niger, la R\u00e9publique Centrafricaine, le S\u00e9n\u00e9gal, le Tchad et le Togo. Ayant son si\u00e8ge \u00e0 Libreville, la Conf\u00e9rence Interafricaine des March\u00e9s d\u2019Assurances … Read more<\/a><\/p>","protected":false},"author":1,"featured_media":42040,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[109,4,246,285],"tags":[],"class_list":["post-38374","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurances","category-gabon","category-gabon-assurances","category-page-pays-only","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-20"],"acf":[],"yoast_head":"\nGabon - The Inter-African Conference of Insurance Markets<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/afrique.yearbook-media.com\/en\/gabon-la-conference-interafricaine-des-marches-dassurances\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Gabon - La Conf\u00e9rence interafricaine des March\u00e9s d\u2019Assurances\" \/>\n<meta property=\"og:description\" content=\"Gabon is a member state of CIMA, as are Benin, Burkina Faso, Cameroon, C\u00f4te d'Ivoire, Congo, Guinea-Bissau, Equatorial Guinea, Mali, Niger, the Central African Republic, Senegal, Chad, and Togo. Headquartered in Libreville, the Inter-African Conference of Insurance Markets... Read more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/afrique.yearbook-media.com\/en\/gabon-la-conference-interafricaine-des-marches-dassurances\/\" \/>\n<meta property=\"og:site_name\" content=\"AFRIQUE YEARBOOK RAPPORT ECONOMIQUE\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-04T15:03:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-07-15T15:43:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/afrique.yearbook-media.com\/wp-content\/uploads\/2024\/03\/Assurances.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Via Media\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Via Media\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/\",\"url\":\"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/\",\"name\":\"Gabon - La Conf\u00e9rence interafricaine des March\u00e9s d\u2019Assurances\",\"isPartOf\":{\"@id\":\"https:\/\/afrique.yearbook-media.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/afrique.yearbook-media.com\/wp-content\/uploads\/2024\/03\/Assurances.jpg\",\"datePublished\":\"2024-03-04T15:03:15+00:00\",\"dateModified\":\"2024-07-15T15:43:32+00:00\",\"author\":{\"@id\":\"https:\/\/afrique.yearbook-media.com\/#\/schema\/person\/513c11c393392c49324dfc4a34c9f9ed\"},\"breadcrumb\":{\"@id\":\"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/#primaryimage\",\"url\":\"https:\/\/afrique.yearbook-media.com\/wp-content\/uploads\/2024\/03\/Assurances.jpg\",\"contentUrl\":\"https:\/\/afrique.yearbook-media.com\/wp-content\/uploads\/2024\/03\/Assurances.jpg\",\"width\":1000,\"height\":667},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/afrique.yearbook-media.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Gabon – La Conf\u00e9rence interafricaine des March\u00e9s d\u2019Assurances\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/afrique.yearbook-media.com\/#website\",\"url\":\"https:\/\/afrique.yearbook-media.com\/\",\"name\":\"AFRIQUE YEARBOOK RAPPORT ECONOMIQUE\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/afrique.yearbook-media.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/afrique.yearbook-media.com\/#\/schema\/person\/513c11c393392c49324dfc4a34c9f9ed\",\"name\":\"Via Media\",\"sameAs\":[\"https:\/\/afrique.yearbook-media.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Gabon - The Inter-African Conference of Insurance Markets","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/afrique.yearbook-media.com\/en\/gabon-la-conference-interafricaine-des-marches-dassurances\/","og_locale":"en_US","og_type":"article","og_title":"Gabon - La Conf\u00e9rence interafricaine des March\u00e9s d\u2019Assurances","og_description":"Gabon is a member state of CIMA, as are Benin, Burkina Faso, Cameroon, C\u00f4te d'Ivoire, Congo, Guinea-Bissau, Equatorial Guinea, Mali, Niger, the Central African Republic, Senegal, Chad, and Togo. Headquartered in Libreville, the Inter-African Conference of Insurance Markets... Read more","og_url":"https:\/\/afrique.yearbook-media.com\/en\/gabon-la-conference-interafricaine-des-marches-dassurances\/","og_site_name":"AFRIQUE YEARBOOK RAPPORT ECONOMIQUE","article_published_time":"2024-03-04T15:03:15+00:00","article_modified_time":"2024-07-15T15:43:32+00:00","og_image":[{"width":1000,"height":667,"url":"https:\/\/afrique.yearbook-media.com\/wp-content\/uploads\/2024\/03\/Assurances.jpg","type":"image\/jpeg"}],"author":"Via Media","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Via Media","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/","url":"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/","name":"Gabon - La Conf\u00e9rence interafricaine des March\u00e9s d\u2019Assurances","isPartOf":{"@id":"https:\/\/afrique.yearbook-media.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/#primaryimage"},"image":{"@id":"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/#primaryimage"},"thumbnailUrl":"https:\/\/afrique.yearbook-media.com\/wp-content\/uploads\/2024\/03\/Assurances.jpg","datePublished":"2024-03-04T15:03:15+00:00","dateModified":"2024-07-15T15:43:32+00:00","author":{"@id":"https:\/\/afrique.yearbook-media.com\/#\/schema\/person\/513c11c393392c49324dfc4a34c9f9ed"},"breadcrumb":{"@id":"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/#primaryimage","url":"https:\/\/afrique.yearbook-media.com\/wp-content\/uploads\/2024\/03\/Assurances.jpg","contentUrl":"https:\/\/afrique.yearbook-media.com\/wp-content\/uploads\/2024\/03\/Assurances.jpg","width":1000,"height":667},{"@type":"BreadcrumbList","@id":"https:\/\/afrique.yearbook-media.com\/gabon-la-conference-interafricaine-des-marches-dassurances\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/afrique.yearbook-media.com\/"},{"@type":"ListItem","position":2,"name":"Gabon – La Conf\u00e9rence interafricaine des March\u00e9s d\u2019Assurances"}]},{"@type":"WebSite","@id":"https:\/\/afrique.yearbook-media.com\/#website","url":"https:\/\/afrique.yearbook-media.com\/","name":"AFRICA YEARBOOK ECONOMIC REPORT","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/afrique.yearbook-media.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/afrique.yearbook-media.com\/#\/schema\/person\/513c11c393392c49324dfc4a34c9f9ed","name":"Via Media","sameAs":["https:\/\/afrique.yearbook-media.com"]}]}},"_links":{"self":[{"href":"https:\/\/afrique.yearbook-media.com\/en\/wp-json\/wp\/v2\/posts\/38374"}],"collection":[{"href":"https:\/\/afrique.yearbook-media.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/afrique.yearbook-media.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/afrique.yearbook-media.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/afrique.yearbook-media.com\/en\/wp-json\/wp\/v2\/comments?post=38374"}],"version-history":[{"count":2,"href":"https:\/\/afrique.yearbook-media.com\/en\/wp-json\/wp\/v2\/posts\/38374\/revisions"}],"predecessor-version":[{"id":101374,"href":"https:\/\/afrique.yearbook-media.com\/en\/wp-json\/wp\/v2\/posts\/38374\/revisions\/101374"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/afrique.yearbook-media.com\/en\/wp-json\/wp\/v2\/media\/42040"}],"wp:attachment":[{"href":"https:\/\/afrique.yearbook-media.com\/en\/wp-json\/wp\/v2\/media?parent=38374"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/afrique.yearbook-media.com\/en\/wp-json\/wp\/v2\/categories?post=38374"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/afrique.yearbook-media.com\/en\/wp-json\/wp\/v2\/tags?post=38374"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}